Switching from Copilot Money to Let's Save?
Copilot is well made, but it runs only on Apple devices and the web, with no Android app. It supports US dollars only, and after a one-month trial it costs $95 a year with no free plan. Here's how Let's Save is different.
What's different
Platforms, price, and how each app handles your data.
Android too
Copilot runs on iPhone, iPad, Mac and the web, but there's no Android app. Let's Save runs in any browser, and desktop apps for Windows, macOS and Linux and mobile apps for iOS and Android are in testing.
More than one currency
Copilot supports US dollars only and doesn't convert foreign transactions. Let's Save keeps accounts in 160+ currencies and converts each transaction at the rate from its own date.
An assistant that can do more
Copilot's MCP connector is a read-only beta with a waitlist. Let's Save's connector is on every plan, and an assistant can also propose new transactions for you to approve.
What you pay
Copilot asks you to subscribe when its one-month trial ends. Let's Save has a free plan that keeps your last three months.
Or $13 a month, after a one-month trial. There's no free plan.
- No free plan
- No Android app
- US dollars only
The free plan keeps your last three months with no time limit. Plus is $3.99 a month when you want your whole history.
Plus applicable tax
- Free, last 3 months
- Web, desktop and mobile
- MCP connector on every plan
Feature by feature
Let's Save next to the apps people usually compare it with.
| Feature | Copilot Money | Monarch Money | Spendee | |
|---|---|---|---|---|
Platforms Our desktop and mobile apps are in testing | Web, desktop, mobile | Apple devices and web | Web, iOS, Android | Web, iOS, Android |
Free plan What you get without paying | Last 3 months, no time limit | 1-month trial | 7-day trial | 1 cash wallet, 1 budget |
Multi-currency Accounts in different currencies, converted for totals | 160+, rate of each date | USD only | USD and CAD, no conversion | Per wallet, rate you set |
CSV import Bringing in a bank export | In your browser, undo for 30 days | Apple Card and Mint files only | On the web, can't be undone | On the web, cash wallets only |
MCP connector Letting Claude or ChatGPT read your data | Every plan, with approvals | Read-only beta, waitlist | Paused | None |
AI What the AI does | Savings plans that spare fixed bills | Assistant (beta), categories | Assistant, insights, categories | Receipt scan (Premium) |
Partner access Sharing with a partner | Free, private accounts stay private | One shared login | Free, nothing hidden | Shared cash wallets on Plus |
Try Let's Save for free
Start on the free plan, or pick Plus or Pro to keep your whole history.