See all your money in one place, and where it's heading.
Track accounts in any currency, import the CSV or Excel export your bank already gives you, and see where your balance is going over the next two years. When you want to save more, Let's Save suggests where to cut and leaves your rent alone.
Track it, budget it, see where it's going.
Every transaction in one grid, a limit on each category, and a forecast built from your own history.
Balances across 9 accounts in one view
Accounts in USD, EUR and LKR side by side. A foreign transaction keeps the exchange rate from its own date, so last year's totals don't change when rates do.
The AI suggests where to cut. Our server does the maths.
Plenty of finance apps put a chatbot on top of your data and let it quote numbers. In Let's Save, the model only ranks which spending categories are worth trimming. Every amount you see is calculated by our server from your own transactions.
Where the money went this month
One app for the browser, your computer and your phone.
Your data lives on our servers, not on a single device, so every screen shows the same numbers. Desktop apps for macOS, Windows and Linux and mobile apps for iOS and Android are in testing.
How much could you put aside?
A rough estimate. It assumes you cancel one forgotten subscription and spend 14% less on dining, shopping and travel. Your income caps what you can spend on those and shows how big the saving is next to what you earn.
saved in your first year (+$353/mo)
How Let's Save compares
Let's Save next to Copilot Money, Monarch Money and Spendee, feature by feature.
| Feature | Copilot Money | Monarch Money | Spendee | |
|---|---|---|---|---|
Platforms Our desktop and mobile apps are in testing | Web, desktop, mobile | Apple devices and web | Web, iOS, Android | Web, iOS, Android |
Free plan What you get without paying | Last 3 months, no time limit | 1-month trial | 7-day trial | 1 cash wallet, 1 budget |
Multi-currency Accounts in different currencies, converted for totals | 160+, rate of each date | USD only | USD and CAD, no conversion | Per wallet, rate you set |
CSV import Bringing in a bank export | In your browser, undo for 30 days | Apple Card and Mint files only | On the web, can't be undone | On the web, cash wallets only |
MCP connector Letting Claude or ChatGPT read your data | Every plan, with approvals | Read-only beta, waitlist | Paused | None |
AI What the AI does | Savings plans that spare fixed bills | Assistant (beta), categories | Assistant, insights, categories | Receipt scan (Premium) |
Partner access Sharing with a partner | Free, private accounts stay private | One shared login | Free, nothing hidden | Shared cash wallets on Plus |
Ready to see where your money goes?
Start on the free plan. It keeps your last three months, needs no card, and takes the CSV or Excel export your bank already gives you.